Auto Insurance OWI DUI SR22 Automobile Insurances in Iowa

Gourley, Rehkemper & Lindholm
Protecting The Rights Of Iowans
OWI - DUI Defense Attorneys

January 18 2012 - Webster City, Hamilton County, Iowa. Client's 1st OWI Offense was amended to Public Intoxication after defendant�s motion to suppress was granted due to the officer violating defendants right to place phone calls after the arrest. License was spared.

January 17 2012 - Boone, Boone County, Iowa. Client was charged with OWI 1st Offense and driving while drugged. charge was amended to Public Intoxication after motion to suppress was granted as a result of officer not complying with urine sample collection requirements. license was spared.

January 10 2012 - Ankeny, Polk County, Iowa. 1st Offense OWI, Reckless Driving charge amended to driving left of center. Charges were dismissed and License was spared.

December 13, 2011 - Pocahontas, Pocahontas County, Iowa. Not Guilty of OWI Third Offense (Class D Felony) and Two Counts of Child Endangerment (Aggravated Misdemeanors). Judge granted defenses Motion for Judgment of Acquittal following the State resting its case.

November 28, 2011 - Oskaloosa, Mahaska County, Iowa. First Offense OWI/DUI dismissed after court grants defendants motion to suppress evidence. driving privileges spared.

November 02, 2011 - Urbandale, Polk County, Iowa. 1st Offense OWI Operating While Intoxicated 1st Offense charge amended to Reckless Driving.

October 27, 2011 - Jefferson, Greene County, Iowa. 1st Offense Operating While Intoxicated (DUI) amended to improper headlamp. license saved and OWI charge was avoided.

NOT GUILTY BY JURY TRIAL: OWI - 1st Offense
West Des Moines, Polk County, Iowa

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After an OWI conviction

Like every other type of insurance, car insurance rates depend upon a number of factors that insurance companies use to determine the risk associated with each individual driver covered by a policy. Factors such as age, vehicle make and model, driving record and criminal record all play a part. Obviously an arrest for operating while intoxicated can have a big impact on car insurance rates.

Ordinarily, an insurance company will not make an adjustments on a person’s automobile insurance policy until and if they are convicted of an OWI offense or their driver’s license is suspended.

what is sr-22 insurance?

In the event of a license suspension for operating while intoxicated, test failure or test refusal, or a conviction, the Iowa Department of Transportation will require something called SR-22 insurance. SR-22 insurance is not necessarily a separate type of insurance however it is a filing that an insurance company makes with the Department of Transportation verifying that the individual is covered by a “high risk” insurance policy. They charge for the filing and the insurance premium goes up based upon the underlying conduct that required the filing of the insurance.

how long is sr-22 insurance required?

SR-22 insurance is required for two years following the most recent suspension. Even if the individual forgoes obtaining a work permit, SR-22 insurance is still required for two years from the date their license is reinstated. If SR-22 insurance is obtained and filed with the Iowa Department of Transportation, then the license plate and registration surrender provisions do not apply to that vehicle. SR-22 insurance must be on file for each vehicle owned and operated by an individual following a suspension or conviction for operating while intoxicated.